Website: www.verifiedinsightspk.com

Last Updated: January 23, 2026
Effective Date: January 23, 2026
Version: 1.0

Verified Insights Pakistan – Digital News Media Platform

1. ACCEPTANCE OF TERMS AND USER AGREEMENT📜

Welcome to Verified Insights Pakistan (“we,” “our,” “us,” “Verified Insights PK,” or “the Platform”), a professional digital news media platform and online journalism platform based in Karachi, Sindh, Pakistan.

By accessing, browsing, or using our website www.verifiedinsightspk.com, you (“User,” “you,” or “your”) acknowledge that you have read, understood, and agree to be legally bound by these Terms and Conditions (“Terms,” “Terms of Service,” or “Terms of Use”), our Privacy Policy, Cookie Policy, and all applicable laws and regulations governing digital media, online publishing, and electronic communications in Pakistan and internationally.

If you do not agree to these terms, you must immediately discontinue use of our Pakistani news website and all associated services.

 

2. ABOUT VERIFIED INSIGHTS PAKISTAN🏢

2.1 Platform Description

Verified Insights Pakistan is an independent, Karachi-based digital media organization committed to delivering verified information, meaningful analysis, and fact-based reporting. We are a trusted digital news media platform serving audiences in Pakistan and globally, including the Pakistani diaspora in the United States, the United Kingdom, and other countries.

2.2 Our Mission

Our mission is to inform, inspire, and empower our readers through professional journalism, editorial independence, and adherence to the highest journalistic standards. We provide comprehensive news coverage, breaking news updates, and in-depth analysis across multiple sectors.

2.3 Content Categories and News Publishing Service

Our online journalism platform covers diverse categories, including but not limited to:

• Insights Pakistan: Local and national Pakistani news, current affairs, and breaking news Pakistan today, trending topics, trending stories
• Global News Coverage: International news, world events, and global developments
• Business and Economic Reporting: Pakistan stock exchange, business news Pakistan, economic analysis, market trends, gold rates in Pakistan, currency exchange rates, and financial updates
• Technology Updates: Latest gadgets Pakistan, mobile phones Pakistan, tech news Pakistan, smartphone launches, innovation coverage, AI
• Education Resources: Study abroad opportunities, scholarship information, university rankings, education news Pakistan
• Fashion and Lifestyle Content: Pakistani fashion trends, fashion trends worldwide, trending fashion updates globally, lifestyle Pakistan, lifestyle in other cultures, cultural features worldwide, and entertainment coverage
• Political Analysis: Political developments, government policies, electoral coverage, policy analysis
• Sports Coverage: Cricket, football, hockey, and other sports news
• Telecom: Mobile networks, internet services, digital connectivity
• Auto: Automotive news, vehicle launches, market analysis
• Food & Recipes: Culinary content, recipes, restaurant reviews

3. USER ELIGIBILITY AND ACCOUNT REQUIREMENTS👤

3.1 Age Requirement

Users must be at least 13 years of age to access and use Verified Insights Pakistan. Users between 13 and 18 years must have parental or guardian consent. By using this digital news platform, you represent and warrant that you meet these age requirements and have the legal capacity to enter into these Terms and Conditions.

3.2 Account Registration

While most content on our news publishing service is accessible without registration, certain features may require user account creation. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain and update your account information
• Maintain the confidentiality of your account credentials
• Accept responsibility for all activities under your account
• Notify us immediately of any unauthorized access or security breach

3.3 Geographic Access

Our Pakistani news website is accessible globally. However, certain content may be subject to geographic restrictions based on licensing agreements, legal requirements, or editorial decisions.

 

4. ACCEPTABLE USE POLICY✅

4.1 Permitted Uses

You may use Verified Insights Pakistan for lawful purposes only, including:

• Reading, viewing, and accessing news content for personal information
• Sharing articles through the provided social media tools
• Engaging in respectful discussions through comment sections
• Subscribing to newsletters and updates
• Accessing educational and reference materials

4.2 Prohibited Activities

Users shall NOT:

• Violate any local, national, or international laws or regulations
• Infringe upon the intellectual property rights of Verified Insights Pakistan or third parties
• Transmit viruses, malware, or harmful code
• Attempt to gain unauthorized access to our systems or networks
• Engage in data mining, scraping, or automated data collection without permission
• Impersonate any person or entity, or misrepresent affiliation
• Harass, threaten, defame, or abuse other users or our staff
• Post spam, advertisements, or unsolicited promotional content
• Distribute false information, misinformation, or propaganda
• Interfere with or disrupt our services or servers
• Use our platform for commercial news aggregation without authorization
• Circumvent any access restrictions or technological protection measures

4.3 Compliance with Pakistani Laws

All users must comply with:

• Pakistan Electronic Media Regulatory Authority (PEMRA) regulations and guidelines
• Prevention of Electronic Crimes Act (PECA) 2016 and subsequent amendments
• Pakistan Telecommunication Authority (PTA) directives and policies
• Pakistan Press Council standards and code of ethics
• Pakistani copyright, defamation, and media laws
• Constitutional provisions regarding freedom of expression and press

5. INTELLECTUAL PROPERTY RIGHTS AND CONTENT LICENSE©️

5.1 Ownership of Content

All content published on Verified Insights Pakistan, including but not limited to:

• News articles, editorials, and opinion pieces
• Photographs, images, graphics, and illustrations
• Videos, audio recordings, and multimedia content
• Infographics, charts, and data visualizations
• Website design, layout, and user interface
• Logos, trademarks, and branding materials
• Software, code, and technical infrastructure
• Original reporting, investigations, and journalistic work
• Headlines, captions, and metadata

…is protected by international and Pakistani copyright laws, intellectual property rights, and other proprietary rights. This editorial content represents original journalistic work owned exclusively by Verified Insights Pakistan, our journalists, photographers, content creators, or our authorized content partners and licensors.

5.2 Copyright Protection

© 2026 Verified Insights Pakistan. All Rights Reserved.

Unauthorized reproduction, distribution, modification, public display, or creation of derivative works from our content is strictly prohibited and may result in civil and criminal penalties under Pakistani law and international copyright treaties.

5.3 LIMITED PERSONAL USE LICENSE

Subject to your compliance with these Terms and Conditions, Verified Insights Pakistan grants you a limited, non-exclusive, non-transferable, revocable license to:

• View and Read: Access our news content through standard web browsers
• Personal Download: Download individual articles for personal, non-commercial reference only
• Print: Print content for personal, private use only
• Share: Use provided social sharing buttons to share links on social media platforms

This personal use license does NOT include any right to:

• Republish, redistribute, or syndicate our content
• Create commercial compilations or databases
• Modify, adapt, or create derivative works
• Remove copyright notices, watermarks, or attribution
• Use content for commercial purposes without authorization

5.4 MANDATORY ATTRIBUTION AND SOURCE CITATION REQUIREMENTS

This provision is CRITICAL and legally binding:

5.4.1 Image and Photograph Usage

If any individual, organization, website, blog, social media account, news outlet, publication, or any other platform wishes to use, reproduce, display, publish, or distribute ANY photograph, image, graphic, illustration, or visual content from Verified Insights Pakistan, they MUST:

MANDATORY REQUIREMENTS:

1. Provide Prominent Attribution with the exact text: “Source: Verified Insights Pakistan” or “Image courtesy: Verified Insights Pakistan”
2. Include Active Hyperlink – The attribution MUST include a direct, clickable hyperlink to:
   • • The original article URL where the image appears, OR
     • Our homepage: verifiedinsightspk.com
3. Visible Placement – Attribution must be:
   • • Placed immediately adjacent to or directly below the image
     • Clearly visible and legible
     • In a font size no smaller than the surrounding text
     • Not hidden, obscured, or placed in footnotes
4. Maintain Image Integrity – Users must NOT:

• • Crop out watermarks or copyright notices
  • Alter, manipulate, or modify the image
  • Remove embedded metadata or EXIF information
  • Use the image in misleading contexts

EXAMPLE OF PROPER ATTRIBUTION:

[Image displayed here]

Source: Verified Insights Pakistan (www.verifiedinsightspk.com/original-article-url)

Photo Credit: Verified Insights Pakistan

 

5.4.2 Written Content, Data, and Information Usage

If any party wishes to quote, cite, reference, republish, or use ANY written content, data, statistics, research findings, analysis, or information from Verified Insights Pakistan, including but not limited to:

• News articles or portions thereof
• Data, statistics, or research findings
• Quotes from our journalists or contributors
• Analysis, commentary, or editorial content
• Infographics, charts, or data visualizations
• Breaking news updates or reports

MANDATORY REQUIREMENTS:

1. Clear Source Attribution stating: “According to Verified Insights Pakistan”, or “Source: Verified Insights Pakistan”, or “As reported by Verified Insights Pakistan”
2. Active Hyperlink Reference – Must include a working hyperlink to:
   • • The specific article or page being referenced
     • Format: Source: Verified Insights Pakistan
3. Quote Limitations – Text quotations must:
   • • Not exceed 150 words without explicit written permission
     • Use quotation marks for direct quotes
     • Not misrepresent or alter the original meaning
     • Include publication date when relevant
4. Data and Statistics – When using our data:
   • • Cite “Data source: Verified Insights Pakistan” with hyperlink
     • Do not present our research as your own
     • Maintain accuracy of numerical information

EXAMPLE OF PROPER TEXT ATTRIBUTION:

According to a report by [Verified Insights Pakistan](www.verifiedinsightspk.com/article),

The gold rates increased by 2.5% in January 2026.

 

5.4.3 Video and Multimedia Content

For video clips, audio recordings, podcasts, or any multimedia content:

MANDATORY REQUIREMENTS:

1. Written Permission Required – Contact us at contact@verifiedinsightspk.com BEFORE using any video or audio content
2. On-Screen Attribution – If permission granted:
   • • Display “Source: Verified Insights Pakistan” on screen
     • Include website URL: verifiedinsightspk.com
     • Attribution must be visible for a minimum of 3 seconds
3. Audio Attribution – For audio/podcast use:
   • • Verbal attribution stating “Content from Verified Insights Pakistan”
     • Include website reference in show notes or description

5.4.4 Social Media Sharing and Embedding

When sharing our content on social media platforms:

PERMITTED:

• Sharing article links with original headlines
• Using platform-native sharing buttons
• Embedding posts using official embed codes
• Quoting with attribution and link

REQUIRED:

• Tag @VerifiedInsightsPK (if applicable)
• Include website link in post
• Do not screenshot articles as a replacement for sharing links

PROHIBITED:

• Copying entire articles into social media posts
• Removing or altering headlines
• Screenshotting content without attribution
• Claiming authorship or presenting as original content

5.4.5 Academic, Research, and Educational Use

For academic papers, research publications, educational materials, or scholarly work:

CITATION REQUIREMENTS:

APA Format:

Author Last Name, First Initial. (2026, Month Day). Article Title.

Verified Insights Pakistan. https://www.verifiedinsightspk.com/article-url

MLA Format:

Author Name. “Article Title.” Verified Insights Pakistan, Day Month Year,

www.verifiedinsightspk.com/article-url.

Chicago Format:

Author Name. “Article Title.” Verified Insights Pakistan. Month Day, Year.

https://www.verifiedinsightspk.com/article-url.

5.4.6 Commercial and Media Use

News organizations, media outlets, broadcasters, publishers, and commercial entities wishing to use our content MUST:

1. 1. Obtain Written License Agreement – Contact contact@verifiedinsightspk.com for licensing terms
   2. Negotiate Commercial Terms – Commercial republication requires:
      • • Written permission from Verified Insights Pakistan
        • Potential licensing fees based on usage scope
        • Formal content licensing agreement
        • Proper attribution as specified in the agreement
   3. News Aggregation Services – Automated aggregation is prohibited without an explicit partnership agreement

5.4.7 Government and NGO Use

Government agencies, non-profit organizations, and educational institutions using our content must:

• Follow all attribution requirements outlined above
• Contact us for bulk or extensive use permissions
• Respect copyright even when using it for public service purposes

5.4.8 Enforcement and Penalties

Failure to comply with attribution and source citation requirements constitutes:

1. Copyright Infringement under Pakistani copyright law
2. Breach of Terms and Conditions of this agreement
3. Potential Legal Action, including:
   • • Cease and desist notices
     • DMCA takedown requests
     • Legal proceedings for damages
     • Claims for financial compensation
     • Injunctive relief
4. Verified Insights Pakistan reserves the right to:
   • • Monitor unauthorized use of our content
     • Issue copyright infringement notices
     • Pursue legal remedies under Pakistani and international law
     • Seek statutory damages and attorney fees
     • Report violations to platform providers (social media, hosting services)
     • Pursue criminal complaints under PECA 2016 for digital copyright theft
5. Response Time: We aim to respond within 5-7 business days
6. Licensing Fees: May apply for commercial use, extensive reproduction, or distribution

5.5 Fair Use Doctrine

Limited quotation for purposes of news reporting, commentary, criticism, research, or education may qualify as fair use under applicable copyright laws. However, users claiming fair use must:

• Use only the minimal necessary portions
• Provide clear attribution and source links
• Not a substitute for accessing the original content
• Use in a transformative manner, adding new value or commentary

Fair use is determined on a case-by-case basis and does not eliminate the requirement for attribution.

5.6 Third-Party Content Rights

Some content on our platform may be sourced from third-party providers, news agencies, or content partners. Such content is subject to additional copyright restrictions and may not be reproduced without the original rights holder’s permission.

5.7 Trademark Rights

“Verified Insights Pakistan,” “Verified Insights PK,” our logo, taglines, and associated branding are trademarks or registered trademarks of Verified Insights Pakistan. Unauthorized use of our trademarks is prohibited and may constitute trademark infringement.

6. USER-GENERATED CONTENT AND COMMUNITY PARTICIPATION💬

6.1 Submission of Comments and Contributions

Verified Insights Pakistan may provide interactive features allowing users to submit comments, feedback, suggestions, opinions, questions, or other content (“User Contributions” or “User-Generated Content”).

By submitting User Contributions, you grant Verified Insights Pakistan:

• A worldwide, non-exclusive, royalty-free, perpetual, irrevocable license
• To use, reproduce, modify, adapt, publish, translate, distribute, and display your contributions
• In any media format and through any distribution channels
• For purposes including but not limited to operating our platform, promoting our services, and improving user experience

6.2 User Contribution Standards

All User Contributions must:

• Be accurate and truthful to the best of your knowledge
• Comply with applicable laws and regulations
• Respect others’ rights, including privacy and intellectual property
• Not contain defamatory, obscene, or offensive material
• Not promote violence, discrimination, or illegal activities
• Not include spam, advertising, or commercial solicitation

6.3 Content Moderation Policy

Verified Insights Pakistan reserves the right, but not the obligation, to:

• Monitor, review, edit, or remove User-Generated Content
• Reject or delete content that violates these Terms
• Suspend or terminate accounts for repeated violations
• Cooperate with law enforcement regarding illegal content
• Preserve content as required by legal process

We will moderate and remove content that includes:

• Hate speech, racism, sexism, or discriminatory statements
• False information, misinformation, or deliberate disinformation
• Harassment, bullying, threats, or intimidation
• Spam, scams, phishing attempts, or fraudulent content
• Content violating Pakistani laws, including PECA 2016
• Defamatory statements or false accusations
• Obscene, pornographic, or sexually explicit material
• Incitement to violence or illegal activities
• Copyright infringement or plagiarism
• Personal information of others (doxxing)
• Impersonation of individuals or organizations

6.4 No Obligation to Pre-Screen

We are not obligated to pre-screen User Contributions and are not responsible for content posted by users. The views expressed in User Contributions do not represent the views of Verified Insights Pakistan.

6.5 Reporting Inappropriate Content

Users can report violations by emailing contact@verifiedinsightspk.com with:

• URL of the problematic content
• Specific violation concern
• Supporting evidence if applicable

7. EDITORIAL STANDARDS, JOURNALISTIC INTEGRITY, AND FACT-CHECKING📰

7.1 Our Commitment to Journalism

Verified Insights Pakistan is committed to the highest standards of professional journalism, editorial independence, and ethical reporting. Our journalistic standards include:

• Accuracy: Rigorous fact-checking and verification of information
• Impartiality: Fair, balanced coverage without bias
• Independence: Editorial freedom from commercial or political influence
• Accountability: Transparency about sources, methods, and corrections
• Ethics: Adherence to established journalism codes of conduct

7.2 Fact-Checking Standards

We employ multi-layered verification processes:

• Cross-referencing multiple credible sources
• Consulting subject matter experts
• Verifying official statements and documents
• Using established fact-checking methodologies
• Clearly labeling opinion, analysis, and commentary

7.3 Information Accuracy Disclaimer

While Verified Insights Pakistan strives for complete accuracy in all news reporting, we acknowledge that:

• Breaking news may contain preliminary information subject to updates
• Developing stories evolve as new facts emerge
• Human error may occasionally occur despite our best efforts
• Third-party sources may provide inaccurate information

We do not guarantee that all information is 100% complete, accurate, current, or error-free at all times.

7.4 Corrections and Updates Policy

When errors are identified, we will:

• Promptly correct factual inaccuracies
• Clearly mark corrections on updated articles
• Note the date and nature of corrections
• Maintain transparency about changes to published content

To report factual errors:

• Email: contact@verifiedinsightspk.com
• Subject: “Correction Request – [Article Title]”
• Include: Specific error, accurate information, and supporting sources

7.5 Opinion and Analysis

Content labeled as opinion, editorial, analysis, or commentary represents the author’s viewpoints and not necessarily those of Verified Insights Pakistan as an organization.

7.6 Breaking News Updates

Breaking news and developing stories may be updated continuously as new information becomes available. Such updates will be noted with timestamps when significant new information is added.

8. THIRD-PARTY CONTENT, LINKS, AND EXTERNAL WEBSITES🔗

8.1 Third-Party Sources

Our news platform may reference, quote, or incorporate content from third-party sources including:

• News agencies and wire services
• Government agencies and official statements
• Academic institutions and research organizations
• Industry reports and market analyses
• Social media posts and public statements
• Expert commentary and analysis

Such third-party content is subject to the copyright and terms of the original sources.

8.2 External Links

Verified Insights Pakistan may include hyperlinks to external websites, resources, or references for user convenience and additional information. These links are provided for informational purposes only.

We do not:

• Endorse linked websites or their content
• Control or monitor linked websites
• Guarantee accuracy of external information
• Accept responsibility for the linked website practices
• Warrant availability of linked resources

8.3 User Responsibility

Users access external websites at their own risk and should review the terms, privacy policies, and practices of any linked sites.

8.4 Link Removal

If you believe a link violates rights or contains inappropriate content, contact us at contact@verifiedinsightspk.com for review.

9. PRIVACY, DATA PROTECTION, AND COOKIE POLICY🔒

9.1 Personal Data Collection

Verified Insights Pakistan collects and processes user data in accordance with our Privacy Policy and applicable data protection laws. Data collected may include:

• Analytics and Website Traffic Data: Page views, session duration, geographic location, device information, browser type
• Cookie Information: Preferences, login sessions, advertising identifiers
• User Account Information: Name, email address, password (encrypted), profile information
• Comment Submissions: Name, email, comment content, IP address
• Newsletter Subscriptions: Email address, subscription preferences
• Contact Form Data: Name, email, message content
• Technical Data: IP addresses, server logs, error reports

9.2 Data Usage and Purpose

We use collected data to:

• Operate, maintain, and improve our news platform and user experience
• Analyze website traffic, readership patterns, and content performance
• Deliver personalized content recommendations
• Send newsletters, notifications, and updates (with consent)
• Respond to user inquiries and support requests
• Prevent fraud, security threats, and abuse
• Comply with legal obligations
• Serve relevant advertisements and measure ad effectiveness

9.3 Cookie Policy

Our website uses cookies and similar tracking technologies. By using our site, you consent to cookie placement as described in our detailed Cookie Policy.

Types of cookies used:

• Essential cookies (necessary for site functionality)
• Analytics cookies (Google Analytics, traffic measurement)
• Advertising cookies (third-party ad networks)
• Preference cookies (language, settings)

Users can manage cookie preferences through browser settings, though disabling cookies may affect site functionality.

9.4 Third-Party Services

We use third-party services that may collect user data:

• Google Analytics (website analytics)
• Google AdSense (advertising)
• Social media platforms (sharing buttons)
• Content Delivery Networks (CDN)
• Email service providers (newsletters)
• Comment systems

Each third-party service operates under its own privacy policy.

9.5 Data Security

We implement reasonable technical and organizational security measures to protect user data, including:

• Encryption of sensitive data
• Secure server infrastructure
• Regular security audits
• Access controls and authentication
• Backup and disaster recovery procedures

However, no internet transmission is 100% secure, and we cannot guarantee absolute security.

9.6 Data Retention

We retain user data for as long as necessary to fulfill purposes outlined in our Privacy Policy or as required by law.

9.7 User Rights

Under applicable data protection laws, users may have rights to:

• Access personal data we hold
• Request correction of inaccurate data
• Request deletion of data
• Object to certain processing activities
• Withdraw consent for data processing
• Request data portability

To exercise these rights, contact: contact@verifiedinsightspk.com

9.8 Children’s Privacy

We do not knowingly collect personal information from children under 13 without parental consent. If we discover such a collection, we will promptly delete the data.

9.9 Complete Privacy Policy

For comprehensive information about our data practices, please review our complete Privacy Policy at [www.verifiedinsightspk.com/privacy-policy]

10. ADVERTISING, SPONSORSHIP, AND COMMERCIAL CONTENT📢

10.1 Third-Party Advertisements

Verified Insights Pakistan displays third-party advertisements through advertising networks including Google AdSense and other partners.

Important disclaimers:

• Advertisers and sponsors are solely responsible for the advertisement content
• We do not endorse advertised products or services
• Advertising does not influence our editorial content or journalistic independence
• We are not liable for transactions between users and advertisers
• Ad content is subject to advertiser terms and privacy policies

10.2 Sponsored Content and Native Advertising

Occasionally, we may publish sponsored content, branded content, or native advertising. Such content will be clearly labeled with disclosures including:

• “Sponsored Content”
• “Paid Partnership”
• “Advertorial”
• “Promoted Content”

Sponsored content maintains our editorial standards and is subject to our review, but represents the sponsor’s message or viewpoint.

10.3 Affiliate Links

Some articles may contain affiliate links. If users make purchases through these links, we may receive commissions. Affiliate relationships do not influence our editorial judgment or product recommendations.

10.4 Editorial Independence

Our journalistic content, news reporting, editorial decisions, and coverage are independent of advertising relationships. Advertising revenue supports our operations but does not dictate our editorial content.

10.5 Advertising Guidelines

Advertisements on our platform must comply with:

• Pakistani advertising standards and regulations
• Our content policies and community guidelines
• Applicable consumer protection laws
• Truth in advertising principles

We reserve the right to reject advertisements that violate our standards.

11. DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY⚖️

11.1 “AS IS” Disclaimer

VERIFIED INSIGHTS PAKISTAN AND ALL CONTENT, NEWS, INFORMATION, SERVICES, AND MATERIALS PROVIDED THROUGH OUR DIGITAL NEWS PLATFORM ARE PROVIDED “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE MAXIMUM EXTENT PERMITTED BY PAKISTANI LAW, VERIFIED INSIGHTS PAKISTAN DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:

• Implied warranties of merchantability
• Fitness for a particular purpose
• Non-infringement of third-party rights
• Title, accuracy, completeness, or reliability of content
• Uninterrupted or error-free service
• Security or absence of viruses or harmful components
• Correction of defects or errors

11.2 Information Accuracy Disclaimer

While we strive for accuracy, Verified Insights Pakistan does not warrant that:

• All information is accurate, complete, current, or reliable
• News content is free from errors or omissions
• Breaking news information is verified beyond preliminary reporting
• Third-party sources provide accurate information
• User-generated content is truthful or accurate

11.3 No Professional Advice

Content on our platform is for general informational and educational purposes only and does not constitute:

• Legal advice or legal services
• Financial or investment advice
• Medical or health advice
• Professional consulting services
• Official recommendations or endorsements

Users should consult qualified professionals for specific advice related to their circumstances.

11.4 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY PAKISTANI LAW, VERIFIED INSIGHTS PAKISTAN, ITS OWNERS, DIRECTORS, EMPLOYEES, JOURNALISTS, CONTRIBUTORS, PARTNERS, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS SHALL NOT BE LIABLE FOR:

Direct Damages:

• Loss of profits, revenue, or business opportunities
• Loss of data or information
• Business interruption or downtime
• Cost of substitute services or content

Indirect, Incidental, or Consequential Damages:

• Consequential damages arising from the use or inability to use our platform
• Damages from errors, omissions, or inaccuracies in content
• Damages from unauthorized access to user data
• Damages from viruses or malicious code
• Damages from reliance on information published

Specific Limitations:

• Damages resulting from decisions made based on our content
• Losses from investment or financial decisions
• Harm from third-party content or advertisements
• Damages from service interruptions or technical failures
• Legal fees or costs arising from disputes

11.5 Maximum Liability Cap

In jurisdictions where liability cannot be excluded, our total liability shall not exceed the amount paid by you (if any) to access our services during the 12 months preceding the claim, or PKR 10,000 (Pakistani Rupees Ten Thousand), whichever is less.

11.6 Indemnification

You agree to indemnify, defend, and hold harmless Verified Insights Pakistan and its affiliates, officers, directors, employees, journalists, agents, and licensors from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising from:

• Your use or misuse of our platform
• Your violation of these Terms and Conditions
• Your violation of any law or third-party rights
• Your User Contributions
• Your unauthorized use of our copyrighted content
• False or misleading information you provide

11.7 Jurisdictional Variations

Some jurisdictions do not allow exclusion of certain warranties or limitation of liability for consequential damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

12. COMPLIANCE WITH PAKISTANI MEDIA REGULATIONS AND LAWS🇵🇰

12.1 Regulatory Framework

Verified Insights Pakistan operates in full compliance with Pakistani media regulations, digital media laws, and regulatory authorities, including:

12.1.1 Pakistan Electronic Media Regulatory Authority (PEMRA)

We comply with PEMRA regulations, guidelines, and directives governing electronic and digital media in Pakistan, including:

• Content standards and broadcasting codes
• Advertising regulations
• Complaint handling procedures
• License conditions (where applicable)
• Public interest obligations

12.1.2 Prevention of Electronic Crimes Act (PECA) 2016

Our operations adhere to PECA 2016 and its amendments, particularly provisions regarding:

• Prohibition of cyber terrorism and hate speech
• Protection against electronic fraud and identity theft
• Defamation and cyber stalking prohibitions
• Unauthorized access to information systems
• Data protection and privacy requirements
• Penalties for electronic crimes

12.1.3 Pakistan Telecommunication Authority (PTA)

We comply with PTA regulations and policies regarding:

• Internet services and digital content
• Domain registration and management
• Removal of unlawful content when directed
• Consumer protection standards
• Cybersecurity requirements

12.1.4 Pakistan Press Council

We adhere to Pakistan Press Council standards, including:

• Code of ethics for journalists
• Right of reply and corrections
• Protection of sources
• Privacy considerations in reporting
• Professional journalism standards

12.1.5 Pakistani Copyright Laws

Full compliance with:

• Copyright Ordinance, 1962 and amendments
• Intellectual property protections
• Fair dealing provisions
• Penalties for copyright infringement

12.1.6 Defamation Laws

Adherence to Pakistani defamation laws, including:

• Defamation Ordinance, 2002
• Distinction between fair comment and defamation
• Right to reputation protections
• Defense of truth and public interest

12.1.7 Constitutional Provisions

Respect for constitutional guarantees, including:

• Article 19: Freedom of speech and expression
• Article 19-A: Right to information
• Reasonable restrictions as per law

12.2 Content Removal and Takedown Procedures

Verified Insights Pakistan will remove or restrict access to content when:

• Ordered by competent Pakistani courts
• Directed by authorized regulatory authorities (PEMRA, PTA)
• Required under PECA 2016 or other applicable laws
• Determined to violate our content policies
• Subject to valid copyright claims (DMCA or equivalent)

Takedown Request Process:

• Submit written request to contact@verifiedinsightspk.com
• Include: Specific content URL, legal basis, supporting documentation
• We will review and respond within 7 business days

12.3 Counter-Notice Procedure

If content is removed based on third-party complaint, the original publisher may submit a counter-notice explaining why removal was inappropriate.

12.4 Cooperation with Law Enforcement

We cooperate with Pakistani law enforcement agencies and comply with lawful requests for information, subject to appropriate legal process and user privacy protections.

12.5 National Security and Public Order

We will not publish content that:

• Threatens national security or public order
• Incites violence or terrorism
• Violates court orders or contempt of court provisions
• Comprises classified or prohibited information

12.6 Blasphemy and Religious Sensitivity

We respect religious sensitivities and comply with Pakistani laws regarding:

• Prohibition of blasphemous content
• Respect for all religions and beliefs
• Avoiding content that deliberately offends religious sentiments

13. INTERNATIONAL COMPLIANCE AND CROSS-BORDER DATA TRANSFER🌍

13.1 Global Accessibility

While based in Pakistan, our website is accessible globally. Users accessing from outside Pakistan agree to comply with their local laws regarding internet use and content consumption.

13.2 Export Controls

Users agree not to export or re-export any content in violation of Pakistani export laws or applicable international export control regulations.

13.3 Data Transfers

User data may be transferred to and processed in countries outside Pakistan for purposes such as hosting, analytics, and service provision. We ensure appropriate safeguards are in place for such transfers.

13.4 Compliance with GDPR (For European Users)

For users in the European Union, we comply with General Data Protection Regulation (GDPR) requirements regarding data protection, consent, and user rights.

13.5 Compliance with Other Jurisdictions

We make reasonable efforts to comply with applicable laws in jurisdictions where our content is accessed, including:

• Digital Millennium Copyright Act (DMCA) – United States
• UK copyright and media regulations
• Australian media standards
• Other international digital media laws

14. CORRECTIONS POLICY AND CONTENT UPDATES✏️

14.1 Commitment to Accuracy

Verified Insights Pakistan is committed to maintaining the highest standards of accuracy in our journalism. We take factual errors seriously and implement a transparent corrections policy.

14.2 Error Reporting

If you identify a factual error, inaccuracy, or outdated information in our content:

How to Report:

• Email: contact@verifiedinsightspk.com
• Subject Line: “Correction Request – [Article Title/URL]”
• Required Information:
  • Specific article URL
  • Description of the error
  • Correct information with supporting sources
  • Your contact information

14.3 Correction Process

Upon receiving error reports, we will:

1. Review: Investigate the reported error within 24-48 hours
2. Verify: Confirm accuracy through credible sources
3. Correct: Update the article promptly if the error is confirmed
4. Disclose: Add a correction notice at the article bottom
5. Timestamp: Note the date and nature of the correction

14.4 Types of Corrections

Minor Corrections (typos, spelling, grammar):

• Corrected without formal notice

Factual Corrections (errors in facts, figures, names):

• Corrected with notation: “Correction: [Date]: [Explanation]”

Significant Corrections (material errors affecting article meaning):

• Prominent correction notice
• Explanation of original error
• Updated information clearly marked

14.5 Content Updates

Breaking News Updates:

• Continuously updated as new information emerges
• Timestamps added for significant updates
• “Last Updated: [Date/Time]” notation

Evergreen Content Updates:

• Periodically reviewed and updated
• “Updated: [Date]” notation added when refreshed

14.6 Clarifications vs. Corrections

Clarifications: Added when content is accurate but could be misinterpreted. Corrections: Made when content contains factual errors

14.7 No Silent Edits

We do not make silent edits to published content. All material changes are disclosed through correction notices or update timestamps.

15. TERMINATION OF ACCESS AND ACCOUNT SUSPENSION⛔

15.1 Our Right to Terminate

Verified Insights Pakistan reserves the right, in its sole discretion, to:

• Suspend or terminate user access to our website
• Delete or disable user accounts without prior notice
• Remove or disable any content at any time
• Refuse service to any user for any reason
• Take legal action against users violating these Terms

15.2 Grounds for Termination

We may terminate or suspend access for:

• Violation of these Terms and Conditions
• Violation of Pakistani laws or regulations
• Repeated posting of prohibited content
• Harassment of other users or our staff
• Copyright infringement or intellectual property violations
• Attempts to hack, disrupt, or damage our systems
• Fraudulent activity or misrepresentation
• Spam or commercial abuse
• Any conduct we deem inappropriate or harmful

15.3 Effect of Termination

Upon termination:

• Your right to access and use our platform immediately ceases
• We may delete your account and associated data
• You remain liable for all obligations accrued before termination
• Provisions of these Terms that should survive termination (including intellectual property rights, disclaimers, and liability limitations) remain in effect

15.4 User-Initiated Termination

Users may terminate their account by:

• Emailing contact@verifiedinsightspk.com requesting account deletion
• We will process the deletion within 30 days

15.5 No Liability for Termination

We are not liable to users or third parties for termination of access or deletion of accounts.

16. GOVERNING LAW AND DISPUTE RESOLUTION📜

16.1 Governing Law

These Terms and Conditions, and any disputes arising from or relating to your use of Verified Insights Pakistan, shall be governed by and construed in accordance with the laws of the Islamic Republic of Pakistan, without regard to conflict of law principles.

16.2 Jurisdiction and Venue

Exclusive Jurisdiction:

Any legal action, suit, or proceeding arising out of or relating to these Terms and Conditions or your use of our digital news platform shall be instituted exclusively in the courts of Karachi, Sindh, Pakistan.

By using Verified Insights Pakistan, you:

• Irrevocably consent to the exclusive jurisdiction of the courts in Karachi, Sindh
• Waive any objection to venue in Karachi courts
• Waive any claim that Karachi is an inconvenient forum

16.3 Dispute Resolution Process

Before initiating formal legal proceedings, parties agree to attempt good-faith resolution through:

Step 1: Direct Communication

• Contact us at contact@verifiedinsightspk.com
• Describe the dispute and desired resolution
• Allow 30 days for negotiated settlement

Step 2: Mediation (Optional)

• If negotiation fails, parties may agree to mediation
• Mediator selected by mutual agreement
• Mediation costs are shared equally

Step 3: Litigation

• If resolution efforts fail, either party may pursue legal action
• Exclusively in Karachi, Sindh courts, as specified above

16.4 Class Action Waiver

To the maximum extent permitted by law, all disputes must be brought on an individual basis. You waive any right to bring claims as a class action, consolidated action, or representative proceeding.

16.5 Limitation Period

Any legal claims must be filed within one (1) year from the date the cause of action arose, or such claims shall be permanently barred.

16.6 Language

These Terms and Conditions are executed in English. Any translation is for convenience only. In case of conflict, the English version prevails.

17. CHANGES TO TERMS AND CONDITIONS🔄

17.1 Right to Modify

Verified Insights Pakistan reserves the right to modify, amend, update, or replace these Terms and Conditions at any time, at our sole discretion, without prior notice.

17.2 Notification of Changes

Material Changes:

• Posted prominently on our website
• Notification via email to registered users (when possible)
• Updated “Last Updated” date at the top of this page

Minor Changes:

• Updated directly with revised “Last Updated” date
• No separate notification required

17.3 Effective Date

Changes become effective immediately upon posting unless otherwise specified. The “Effective Date” at the top of this document indicates when the current version became operative.

17.4 Continued Use Constitutes Acceptance

Your continued access to or use of Verified Insights Pakistan after any modifications to these Terms constitutes your binding acceptance of the updated Terms and Conditions.

If you do not agree with the modified Terms, you must immediately discontinue use of our platform.

17.5 Historical Versions

We may maintain archived versions of previous Terms for transparency and reference purposes.

17.6 Regular Review

We encourage users to periodically review these Terms to stay informed of any updates.

18. GENERAL PROVISIONS AND LEGAL NOTICES📄

18.1 Severability

If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be:

• Modified to the minimum extent necessary to make it valid and enforceable
• If modification is not possible, severed from these Terms
• The remaining provisions shall continue in full force and effect

The invalidity of any provision shall not affect the validity of other provisions.

18.2 Entire Agreement

These Terms and Conditions, together with our:

• Privacy Policy
• Cookie Policy
• Any other legal notices published on Verified Insights Pakistan

…constitute the entire agreement between you and Verified Insights Pakistan regarding use of our digital news platform, and supersede all prior or contemporaneous communications, agreements, or understandings, whether oral or written.

18.3 No Waiver

The failure of Verified Insights Pakistan to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

Any waiver of any provision shall be effective only if in writing and signed by an authorized representative of Verified Insights Pakistan.

18.4 Assignment

You may not assign, transfer, or delegate your rights or obligations under these Terms without our prior written consent.

Verified Insights Pakistan may freely assign or transfer these Terms and our rights and obligations without restriction.

18.5 Relationship of Parties

These Terms do not create any:

• Partnership, joint venture, or agency relationship
• Employment relationship
• Franchise relationship
• Fiduciary duty

You are an independent user of our platform.

18.6 Force Majeure

Verified Insights Pakistan shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including:

• Acts of God, natural disasters, epidemics, pandemics
• War, terrorism, civil unrest, government actions
• Internet outages, power failures, and telecommunications failures
• Strikes, labor disputes
• Supplier or vendor failures
• Cyberattacks or security breaches

18.7 Headings and Interpretation

Section headings in these Terms are for convenience only and do not affect interpretation.

References to:

• “Including” means “including but not limited to”
• Singular includes plural and vice versa
• “Or” is not exclusive

18.8 No Third-Party Beneficiaries

These Terms are for the benefit of you and Verified Insights Pakistan only. No third party has any right to enforce or benefit from these Terms.

18.9 Survival

Provisions that by their nature should survive termination shall survive, including:

• Intellectual property rights
• Disclaimer of warranties
• Limitation of liability
• Indemnification
• Governing law and dispute resolution

18.10 Electronic Communications

By using Verified Insights Pakistan, you consent to receive electronic communications from us, including:

• Emails regarding account activities
• Newsletters and updates (if subscribed)
• Legal notices and policy updates
• Responses to inquiries

You agree that all electronic communications satisfy any legal requirement that communications be in writing.

18.11 Feedback and Suggestions

If you provide feedback, suggestions, ideas, or recommendations to Verified Insights Pakistan, you grant us an unrestricted, perpetual, irrevocable, royalty-free license to use such feedback for any purpose without compensation or attribution to you.

19. CONTACT INFORMATION AND SUPPORT📧

19.1 General Inquiries

For questions, concerns, or feedback regarding these Terms and Conditions or our news publishing service:

Verified Insights Pakistan

Physical Location: Karachi, Sindh, Pakistan

Email Addresses:

• General Inquiries: contact@verifiedinsightspk.com
• Legal/Copyright Issues: contact@verifiedinsightspk.com
• Editorial/Corrections: contact@verifiedinsightspk.com
• Advertising/Partnerships: contact@verifiedinsightspk.com
• Privacy/Data Requests: contact@verifiedinsightspk.com

Website: www.verifiedinsightspk.com

Social Media: Facebook, Instagram, LinkedIn, TikTok

19.2 Response Time

We aim to respond to all inquiries within 5-7 business days. Urgent legal matters receive priority attention.

19.3 Business Hours

Our team operates during standard Pakistani business hours (Monday-Friday, 9:00 AM – 6:00 PM PKT), though our website is accessible 24/7.

19.4 Language Support

Communications are primarily in English. Urdu language support may be available upon request.

20. ACKNOWLEDGMENT AND ACCEPTANCE✅

20.1 User Acknowledgment

By accessing, browsing, or using Verified Insights Pakistan, you acknowledge that:

✓ You have read and understood these Terms and Conditions in their entirety ✓ You agree to be legally bound by all provisions herein ✓ You understand your rights and obligations as a user ✓ You accept our intellectual property requirements, especially regarding attribution and source citation ✓ You consent to our data collection and privacy practices ✓ You agree to the disclaimer of warranties and limitation of liability ✓ You accept the governing law and jurisdiction provisions ✓ You understand that continued use constitutes ongoing acceptance of these Terms

20.2 Legal Capacity

You represent and warrant that:

• You have the legal capacity to enter into binding contracts
• You are not prohibited from using our services under applicable law
• All information you provide is accurate and truthful
• You will comply with all applicable laws and regulations

20.3 Questions or Concerns

If you have questions about any provision of these Terms and Conditions, please contact us at contact@verifiedinsightspk.com  before using our platform.

Your use of Verified Insights Pakistan constitutes your acceptance of these Terms and Conditions.

SUMMARY OF KEY POINTS

For your convenience, here is a summary of critical provisions (please read the full Terms above):

✓ Attribution Requirements: You MUST provide source links when using our images, data, or content ✓ Copyright Protection: All content is protected; unauthorized use is prohibited ✓ User Conduct: Prohibited activities include spam, harassment, illegal content, copyright infringement ✓ Privacy: We collect and use data as described in our Privacy Policy ✓ Disclaimers: Content provided “as is” without warranties; we are not liable for decisions based on our information ✓ Law: Pakistani law governs; disputes resolved in Karachi courts ✓ Changes: We may update Terms at any time; continued use means acceptance ✓ Contact: contact@verifiedinsightspk.com for all inquiries

© 2026 Verified Insights Pakistan. All Rights Reserved.

These Terms and Conditions document is legally binding. Users are encouraged to save or print a copy for their records. For the most current version, visit: www.verifiedinsightspk.com/terms-and-conditions